I have just finished creating an on-line course in lifetime financial planning for a large university to be offered in January of 2015 as a pilot program. It is the first program of its kind to be offered to students and alumnae created by an alum. It grew out of a course I had expected to give several years ago for a community college, which never took place. But I had pulled together all the material based on my experience as a financial advisor with Ameriprise Financial and my firm belief in financial planning. And so I used it in creating this course. It has taught me again that no experience is ever wasted! The course is geared to working people in their 20’s and 30’s to enable them to have a global view of the financial challenges awaiting them because if some things are not addressed in the early years, later is too late to correct them. I hope to help people avoid problems so that some day they CAN afford to retire. For me, it forced me to learn and grow in retirement through developing new computer skills in order to use their technology, and creating a Power Point presentation proved useful. As one thing leads to another, I am using those new skills to create two other workshops to offer this Fall in my local area: a workshop on Creating Your Best Retirement, Creating The Encore Career, as well as a modified version of the financial planning program. In addition, individual coaching sessions will be available to people attending the workshops. All the workshops are based on my core belief that we are all capable of creating new things in our lives!