Over the past two years I have been going in several new directions. In addition to retirement planning, coaching and workshops, I created and copyrighted a program for a healthy approach to lifetime financial planning for people early in their careers and am preparing to launch it as an e-book. I am also exploring offering it to employers as a benefit for younger employees to help retain them. Retirement planning is more than savings and investing. It should be a plan to include the six key areas of life planning: career and work, health and wellness, family and relationships, leisure and social, personal development as well as finance and insurance. Finally, with a group of dedicated volunteers, we have created Encore Palm Beach County, a new nonprofit focused on helping people over 50 connect with new work, paid and volunteer. We have a new website: www.encorepbc.org. And we are sponsoring a great program on February 16 with Chris Farrell, Economics Editor of MarketPlace Money and author of “Unretirement: How Boomers are Changing How We View Work, Community, and the Good Life”, as speaker. Chris believes that our aging population has much to contribute economically to our society rather than being a drain on it, as many believe who paint pictures of financial doom and gloom. You can register to join us at www.encorepbc.org/event!